Georgia Broker Supplement Examination

Georgia Broker Supplement Examination: Complete 2026 Prep Guide

The Georgia Broker Supplement Examination is administered by PSI Services Real Estate. It is a closed book exam, and its official content outline covers three areas: State Laws and Rules, Management, and Closing and Calculations. You get 2 hours to work through 48 questions, and you need a minimum score of 75 to pass.

Its largest outline area, State Laws and Rules, rewards knowing what O.C.G.A. Title 43, Chapter 40 and the Chapter 520-1 rules actually say — who must be licensed, where trust funds go, what a qualifying broker is answerable for, and what an unlicensed assistant may and may not do. Good Georgia broker exam prep means reading those two sources with a broker's responsibilities in mind, then testing yourself until the citations feel familiar.

Georgia Broker Supplement Exam Overview

Here are the confirmed details for the Georgia Broker Supplement Examination:

On exam day

• Candidates must present 1 form of valid, unexpired identification containing their signature and photo that matches the name used to schedule.
• Candidates should arrive 30 minutes before their appointment time.
• Reference materials of any kind are prohibited, and using outside references or resources during the exam is prohibited behavior.
• An online calculator will be available during the examination.
• Candidates may be given scratch paper and a pencil that must be returned at check-out, while personal items such as electronic devices, writing materials and reference materials are prohibited.

Scheduling, changes and retakes

• Candidates may schedule the examination online at https://test-takers.psiexams.com/gare or by calling PSI at (888) 818-5834.
• Candidates must meet the prelicense education (and, for brokers, experience) requirement, and applications submitted for approval must be reviewed and approved by PSI before the candidate can schedule.
• A candidate may cancel and reschedule without forfeiting the fee if the cancellation notice is received 2 days before the scheduled examination date, and a voice mail message is not acceptable.
• A candidate who fails to cancel 2 days ahead, does not appear, arrives after the examination start time, or lacks proper identification has an invalid registration and forfeits the examination fee.
• A candidate cannot make a new appointment on the same day they tested, but may call the next day and retest as soon as the following day, subject to space availability.
• Passing candidates obtain their license at a PSI Test Center 24 hours after passing and within 12 months of the exam, presenting photo ID, the unsigned Certification of Accuracy Statement, a criminal history report no more than 60 days old, a notarized Lawful Presence Affidavit, a Sponsoring Broker Statement for an active license, and the $170 nonrefundable license fee.

Source: Georgia Real Estate Commission Candidate Information Bulletin, 7/1/2026. Check the bulletin before test day: fees and rules can change.

Topics Covered on the GA Real Estate Exam (Broker Supplement)

The official content outline divides the exam into three areas. Study them in proportion to their weight.

State Laws and Rules — 31 items (65%)

Two-thirds of the exam sits here, covering unfair practices, trust accounts, substantive regulations, real estate practice in Georgia, qualifications and fees, fair housing laws, the Real Estate Education, Research and Recovery Fund, the complaints and hearing process, and Attorney General's opinions.

Know the statutory definitions. A "salesperson" is any person, other than an associate broker, who acts on behalf of a real estate broker in performing authorized brokerage acts (Georgia Code, § 43-40-1(10)), and the broker definition reaches activities such as auctioning real estate for another for valuable consideration (Georgia Code, § 43-40-1(2)(F)). Community association management services are defined separately and cover items such as fund collection and disbursement, obtaining insurance, and coordinating maintenance of association property (O.C.G.A. § 43-40-1(4.2)). Association fees a manager collects are trust funds and belong in a separate, federally insured trust or escrow account at a Georgia financial institution (O.C.G.A. § 43-40-20(a) and § 43-40-1(2)(H)).

Practice-of-the-business rules matter too. A licensee who wants to buy an interest in property listed with the licensee or the licensee's firm must clearly disclose that buyer position to the seller and insert a clause to that effect in the contract (Rule 520-1-.06(4)(a)). Written agency disclosure must be made in a timely manner and in any event no later than the time any party first makes an offer to purchase, sell, lease, or exchange (Rule 520-1-.06(4)(b)). Every written property management agreement has required elements — identification of the property, terms and conditions, fee or commission amounts and timing, effective and termination dates, and signatures (Rule 520-1-.06(2)(a)).

Know the affiliation and transfer rules. After an original application, a salesperson or community association manager may not commence brokerage work until the broker has received the licensee's wall certificate of licensure (Rule 520-1-.05(2)(b)). When an affiliated licensee leaves, the broker must immediately cause the license to be forwarded either to the commission or to the new broker for whom the licensee will act (Georgia Code, § 43-40-19(b)), and a transferring licensee may not take or use written brokerage engagements secured through the releasing broker's office unless specifically authorized by that broker (Rule 520-1-.07(5)(c)).

Unlicensed support personnel rules appear in this topic as well. Support staff may, for example, submit data on listings to a multiple listing service (Rule 520-1-.07(6)(e)(2)), but they may not discuss the attributes or amenities of real estate with a prospective purchaser or lessee.

Finally, know the out-of-state cooperation rules: a Georgia broker may share commissions with a broker licensed in another state who acts only as a referral agent without involvement in negotiations or document execution (O.C.G.A. § 43-40-9(e)(3)), and no firm receives a broker's license unless it designates an individual licensed as a broker to serve as its qualifying broker (Georgia Code, § 43-40-10(1)).

Management — 12 items (25%)

This quarter of the exam is written for the person in charge. Subtopics include license law and supervision, licensee oversight, independent contractor agreements, record keeping, escrow and trust account procedures, and office economics.

Supervision duties under O.C.G.A. Title 43, Ch. 40, § 43-40-18(c) include reviewing advertising for compliance, providing written policies and procedures to licensed personnel, systematically reviewing the firm's trust accounting practices, and providing programs for study and review of the chapter and its rules for all licensed associates (§ 43-40-18(c)(2)). A broker or qualifying broker may delegate management duties, but remains responsible for the acts of the person to whom a duty is delegated (§ 43-40-18(d) and § 43-40-18(c)(1)). When a salesperson violates the law, the broker's defense requires showing reasonable supervisory procedures, that the broker did not participate in the violation, and that the broker did not ratify it (§ 43-40-18(b)).

Compensation rules matter too. A firm may pay an individual licensee only if that licensee's license was assigned to the firm by the commission at the time the compensation was earned (§ 43-40-18(c)(5)), and the firm and each affiliated licensee must have a written agreement specifying compensation for work begun but not completed before the affiliation ends (§ 43-40-18(c)(9)).

Trust account management is tested from the broker's chair: the broker or qualifying broker must have signatory powers on all trust accounts the firm maintains (§ 43-40-18(e)); more than one trust account is permitted if the commission is advised (§ 43-40-20(d)); the commission must be told the name of the bank and the account number, or the account name if the bank does not use numbered accounts (§ 43-40-20(b)); and the broker must authorize examination of the account by a duly authorized representative of the commission (§ 43-40-20(c)). Security deposits or other trust funds received by an affiliated community association manager, salesperson, or associate broker on property they personally own go into a designated trust account maintained or approved by the broker (§ 43-40-20(h)). Under a cooperative agreement, trust funds from a Georgia transaction are held in the Georgia broker's trust account unless the interested parties agree otherwise in writing (§ 43-40-9(e)(1)(G)).

Closing and Calculations — 5 items (10%)

The smallest topic, but each item still counts the same. Expect the core trust fund rule — earnest money, down payments, security deposits, rents, and association fees belong in a separate, federally insured trust or escrow account at a financial institution in Georgia (O.C.G.A. § 43-40-20(a)) — plus the commission's authority to examine trust accounts (O.C.G.A. § 43-40-20(c)) and the rule that a broker may maintain more than one designated trust or escrow account, notifying the Commission of the institution and each account's name or number within one month of opening (Rule 520-1-.08(1)(a)). The Recovery Fund also appears here: if the commission pays from the fund toward satisfaction of a judgment against a licensee, that license is automatically revoked upon issuance of the court order authorizing payment (§ 43-40-22(d)(6)).

Sample Questions

Read each stem carefully and pick your answer before you look anything up. Answers are not printed here on purpose.

1. State Laws and Rules

Under Georgia law, which of the following activities falls within the definition of 'broker' and requires a real estate license?

A. Purchasing real estate for one's own investment portfolio directly
B. Managing one's own rental properties without employing an agent
C. Performing ministerial acts that do not require the licensee's judgment
D. Providing property management services for compensation to another person

Tests the statutory definition of 'broker' under Georgia license law.

2. Management

When the Georgia Real Estate Commission determines that a broker has failed to comply with trust account requirements and the broker refuses to submit books and records for inspection, what action may the state take in addition to seeking an injunction?

A. Suspend all licensees affiliated with the broker immediately
B. Impound property and appoint a receiver for the broker's property and business
C. Transfer the trust account funds to the commission's general operating account
D. Revoke the broker's license without a hearing

Tests the enforcement remedies available beyond an injunction when a broker blocks a trust account inspection.

3. Closing and Calculations

According to Georgia Real Estate Commission rules, which of the following is a task that support personnel ARE permitted to perform in a real estate transaction?

A. Answer questions from the public about financing or closings
B. Negotiate commission splits on behalf of a licensee
C. Assemble documents for closings
D. Discuss contract terms with parties outside the firm

Tests the line between clerical support and acts that require a license.

Want the answers and explanations? Work through the free practice exam — the free set is 10 questions, and the full timed practice exam is 48 questions, matched to the official outline. It is the fastest way to get free Georgia Real Estate questions in front of you before test day.

What Types of Questions to Expect

Our practice questions fall into a few recognizable shapes. The first is the straight definition, where every option is plausible until you recall the exact statutory wording:

Under Georgia law, which of the following persons is defined as a 'salesperson' for purposes of real estate licensure?

A. Any person, other than an associate broker, who acts on behalf of a real estate broker in performing authorized brokerage acts
B. Any person who acts on behalf of a real estate broker in providing only community association management services
C. Any person who acts on behalf of a real estate broker in performing authorized brokerage acts, including associate brokers
D. Any person designated by a broker as the qualifying broker for the firm who performs authorized brokerage acts

Correct answer: A. Per Georgia Code, § 43-40-1(10), a salesperson is any person, other than an associate broker, who acts on behalf of a broker in performing acts the chapter authorizes a broker to perform. The other options describe a community association manager, an over-broad definition, and a qualifying broker.

The second shape is the short scenario: a licensee transfers firms, an assistant talks to a buyer, an out-of-state broker wants to cooperate. You are asked what must happen next, and the correct choice tracks a rule almost word for word.

The third is the EXCEPT or NOT item, which asks you to spot the one option that is not on a statutory list. These punish partial memorization, so learn the full lists for property management agreements, supervision duties, and community association management services.

You will also see fill-in-the-blank items ("...shall be in the name of the ______ broker") and a handful of straightforward trust-fund and Recovery Fund applications.

Study Materials

• Georgia O.C.G.A. Title 43, Ch. 40 — required. This is the license law itself: definitions, broker responsibilities, trust accounts, the Recovery Fund, and enforcement. Read the definitions section and § 43-40-18 through § 43-40-22 closely.
• Department 520 Georgia Real Estate Commission — required. The Commission's rules fill in the operational detail the statute leaves open: agency disclosure timing, property management agreements, transfers, support personnel duties, and trust account recordkeeping.
• Sharpie Highlighters — recommended. A pack of 12 highlighters in assorted colors with a narrow chisel tip for marking up printed copies of the statute and rules while you study. Color-code by topic: one color for trust accounts, one for supervision, one for definitions.

Because this is a closed book exam, treat every highlight as something you will need from memory, not something you can look up later.

Study Tips for the Georgia Broker Supplement Exam

Spend your time where the items are. State Laws and Rules carries roughly two-thirds of the scored items and Management another quarter, so the bulk of your real estate exam prep should sit in those two areas. Closing and Calculations is worth studying, but not at the expense of the license law.

Study by rule, not by chapter. For each rule, write one sentence answering: who does it apply to, what must they do, and when. Then close the book and say it aloud. If you cannot produce the "when," you do not know it yet.

Practice closed book from day one. Do not keep the statute open while you answer questions. Answer first, then check. The recall gap you feel is exactly the gap the exam measures, and it closes only with retrieval practice.

Rehearse your pace. Budget about 2 minutes 30 seconds per question and glance at the clock at the quarter marks. Banking time on definition items leaves room for the scenario questions that need a second read.

Read the full stem, then the full option. EXCEPT and NOT items and near-identical definition options are where careful readers pull ahead. Cover the options, predict the answer from the stem, then look for your prediction.

Flag and move. If a question stalls you twice, mark it and come back. A fresh pass after you have seen related items often shakes the answer loose.

Review your misses by citation. Group every wrong answer under the statute or rule it came from. When the same section appears three times in your error log, that section is your next study session.

You're Closer Than You Think

You have already completed the education and experience that got you here. What remains is a focused, finite content outline that rewards exactly the kind of careful reading brokers do every day. Work through the statute and the Commission rules, quiz yourself until the answers arrive without hesitation, and time a full run so exam day feels routine.

Start now with the free practice exam, check details against the official bulletin, and keep the Georgia Real Estate Commission site handy for agency updates. Steady, targeted practice on the GA real estate exam content is what turns preparation into a passing score.