Florida Real Estate Sales Associate Practice Exam
Free Practice Exam
Test your knowledge with 10 questions from our pool of 25 free questions.
- 10 questions per attempt
- 30 minute time limit
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Full Practice Exam
Complete exam simulation matching the real Pearson VUE test format.
- 100 questions (same as real exam)
- 210 minute time limit
- 19 topic areas covered
- 518 questions in pool
- Detailed explanations
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Florida Real Estate Sales Associate Practice Exam Guide
What's on the exam
Questions per topic, out of 100The Florida Real Estate Sales Associate examination is built on the official content outline: license law and the qualifications for licensure, Florida Real Estate Commission rules, authorized brokerage relationships, brokerage office and escrow procedures, violations and penalties, federal and state law, property rights and tenancies, titles and deeds, legal descriptions, contracts, mortgages and financing sources, closing computations, market analysis, appraisal, investments, taxes, and planning and zoning.
Two practice options are available. The free practice exam gives you 10 questions per attempt, and you may retake it as often as you like. The full practice exam gives you 100 questions and 210 minutes on the clock, drawn fresh from our question bank on every attempt, so repeat sittings do not reward memorized answer positions. Work the full version under timed conditions at least once before your appointment.
The Real Estate Business 1 item
Practice questions here cover the statutory purpose of Chapter 475: the Legislature deems regulation of brokers, sales associates and schools necessary in the interest of the public welfare (Florida Real Estate Law Book, Page 5 (Section 475.001)). Others test the sales associate's duty to immediately place entrusted deposits with the registered employer (Florida Real Estate Law Book, Page 21-22 (Section 475.25(1)(k))), development vocabulary such as the speculative home built without a buyer under contract, and the 1913 adoption of the NAR Code of Ethics (Florida Real Estate Principles, Practices & Law, Unit 1, Page 18).
License Law and Qualifications for Licensure 6 items
Expect definitions and consequences. "Commission" means the Florida Real Estate Commission (Florida Statutes 475.01(1)(c)). Operating as a broker or sales associate without a valid and current active license is a felony of the third degree (Florida Statutes 475.42(1)(a)). A sales associate who does not complete postlicensure education before the first renewal following initial licensure holds a license considered null and void (Florida Statutes 475.17(3)(c)). Active licensees must complete at least 14 classroom hours of continuing education each biennium (Florida Statutes 475.182(1)(a); Rule 61J2-3.009(1)(a)).
Florida Real Estate Commission Rules 2 items
Questions test Commission composition and structure: seven members appointed by the Governor subject to Senate confirmation (Florida Statutes, F.S. 475.02(1)). Duties may be delegated to a member by resolution except disciplinary powers and the power to adopt rules (Florida Statutes, F.S. 475.03(1)). The Division of Real Estate is funded by fees and assessments of the commission (Florida Statutes, F.S. 475.021(2)), and the Commission's principal office is in Orlando (Florida Administrative Code, Rule 61J2-20.048).
Authorized Relationships, Duties and Disclosures 7 items
Licensees are presumed to operate as transaction brokers unless a single agent or no brokerage relationship is established in writing (Florida Statutes §475.278(1)(b)). A single agent represents, as a fiduciary, either the buyer or seller but not both in the same transaction (Florida Statutes §475.01(1)(k)). Know which duties separate the two: loyalty belongs to the single agent list (Florida Statutes §475.278(2) and §475.278(3)(a)). Discipline questions test that a victim's lack of damage is immaterial to guilt (Florida Statutes §475.25(1)(b)).
Real Estate Brokerage Activities and Procedures 12 items
This topic, tied with Real Estate Contracts at 12 items, mixes math with office rules. Commission questions require sequential splits: total commission, then brokerage share, then agent share. Rules tested include entrance sign wording (Florida Statutes 475.22(1)), prohibited words in team names (Rule 61J2-10.026(4)), the $1,000 personal-funds limit in a sales escrow account and $5,000 in property management (Florida Statutes 475.25(1)(k) and Rule 61J2-14.010(2)), suit for commission only against the registered employer (Florida Statutes 475.42(1)(d)), the 14 calendar day window to replace a sole active broker (Rule 61J2-5.018(1)-(2)), and one trade name per registrant (Rule 61J2-10.034).
Violations of License Law, Penalties and Procedures 3 items
Numbers matter here. The Commission may impose an administrative fine not to exceed $5,000 for each count or separate offense (Florida Statutes Section 475.25(1)). A probable cause panel consists of at least one present Commission member (Rule 61J2-20.009). Real Estate Recovery Fund payments for claims arising from a single transaction are limited in the aggregate to $50,000 regardless of the number of claimants (Florida Statutes Section 475.484(3)). Administrative complaints must be filed within 5 years of the act or its discovery (Florida Statutes Section 475.25(5)).
Federal and State Laws Pertaining to Real Estate 3 items
Security deposit rules are tested: written notice to the tenant within 30 days of receipt, and where the landlord elects an interest-bearing account, at least 75% of the annualized average interest rate or 5% per year simple interest, whichever the landlord elects (Unit 7, Florida Residential Landlord and Tenant Act, Section 83.49, F.S.). A tenant has 15 days to object in writing to a claim on the deposit (Unit 7, Florida Residential Landlord and Tenant Act, Section 83.49(3), F.S.). Fair housing items test the maximum $10,000 fine for a first offense (Unit 7, Florida Fair Housing Act).
Property Rights, Estates, Tenancies, Condominiums, HOAs, and Time-Sharing 8 items
Questions test the fixture tests, particularly adaptation of the item to the real property. Co-ownership scenarios ask what happens when a joint tenant sells: the buyer becomes a tenant in common while the remaining owners stay joint tenants (Unit 8: Property Rights: Estates and Tenancies, Condominiums, Cooperatives, and Time-Sharing). Cooperative items test that taxes and special assessments are levied against each individual unit (Unit 8: Property Rights: Estates and Tenancies — Cooperatives section). Also tested: 15 days' notice for a month-to-month tenancy at will (Unit 8 — Tenancy at Will) and water terms such as reliction (Unit 8: Property Rights — Water Rights definitions).
Titles, Deeds, and Ownership Restrictions 7 items
Items separate voluntary alienation (a sale by deed) from involuntary alienation such as foreclosure, condemnation and adverse possession. Licensees may not render an opinion that title is good or merchantable unless correctly based on a current opinion of a licensed attorney (Florida Real Estate Law Book, Page 21 (F.S. 475.25(1)(j))). Recording a judgment rendered by a court of this state is expressly permitted (Florida Real Estate Law Book, Pages 32-33 (F.S. 475.42(1)(i))). An owner's title policy is not transferable to another owner (Unit 9: Title, Deeds, and Ownership Restrictions — Title Insurance).
Legal Descriptions 5 items
Some items are arithmetic. Quarter-section questions start from 640 acres per section and divide successively, then multiply acreage by price per acre. Rectangular parcels convert square feet to acres at 43,560 square feet per acre before pricing. Survey system vocabulary is tested directly, including the check: a square 24 miles on each side containing 16 townships, formed by guide meridians and correction lines (Florida Real Estate Principles, Practices & Law, Unit 10 – Measures and Terms Associated with the Government Survey System). Items also ask the purpose of a legal description: unique identification of a parcel.
Real Estate Contracts 12 items
Every written listing agreement must contain a definite expiration date (Florida Real Estate Law Book, F.S. 475.25(1)(r)). Essential-element items ask what is not required, such as notarization. Statute of limitations questions distinguish four years for oral contracts from five for written (Florida Statutes §95.11). Licensees may fill in preapproved lease blanks for terms not exceeding one year (Unit 11: Real Estate Contracts — Authority of Real Estate Licensees to Prepare Contracts). Also tested: option contract requirements for licensees (Unit 11 — Option Contracts, Licensee Requirements) and that the listing belongs to the broker (Unit 11 — Listing Contracts).
Residential Mortgages 9 items
Loan-to-value problems require applying the ratio to the lower of sale price or appraised value, then subtracting the loan from the sale price for the down payment. Simple interest items use the day count the stem specifies, such as a 360-day year. Concept questions cover the mortgage as chattel to the mortgagee (Unit 12: Residential Mortgages — Parties to a Mortgage), the promissory note not being recorded (Unit 12 — Promissory Note), the prepayment clause found in FHA and VA loans (Unit 12 — Prepayment Clause), and liability when a buyer takes title subject to an existing mortgage.
Types of Mortgages and Sources of Financing 4 items
Equity questions appreciate the value first, then subtract the unchanged loan balance. Interest problems again use the day count the stem specifies. Conceptual items test the secondary market's two objectives — circulating the mortgage money supply and standardizing loan requirements and documents (Unit 13: Types of Mortgages and Sources of Financing — Secondary Mortgage Market) — and open-market operations, where Federal Reserve purchases of government securities increase the money supply and tend to lower interest rates.
Real Estate Computations and Closing of Transactions 6 items
Proration items apply the day count the stem specifies, such as a 30-day month, assign the closing day to the buyer, and credit prepaid rent for the buyer's days of ownership. Commission items apply the rate to the sale price (Florida Real Estate Law Book, Page 2 (Section 475.01)) and then the associate's percentage, collected only through the registered employer (Florida Real Estate Law Book, Page 32 (Section 475.42(1)(d))). Closing statement entries are tested directly: earnest money appears as a credit to the buyer (Florida Real Estate Law Book, Page 22 (Section 475.25(1)(k))).
Real Estate Markets and Analysis 1 item
Items test market characteristics, especially slow adjustment, also called long lead time, against immobility, heterogeneity and durability. Supply variables are skilled labor, construction loans and financing, land, and materials (Florida Real Estate Principles, Practices & Law, Unit 15 – Supply and Demand Factors); mortgage credit, income, population and consumer preferences sit on the demand side (Unit 15 – Demand Variables). Vacancy rate questions divide vacant units by total units (Unit 15 – Calculating Occupancy and Vacancy Rates).
Real Estate Appraisal 8 items
Gross rent multiplier problems derive the multiplier from a comparable's sale price divided by its monthly rent, then apply it to the subject's monthly rent. Age-life questions divide effective age by total economic life, multiply by reproduction cost new, and subtract (Age-Life Method (Unit 16, Cost Approach)). Scope-of-practice items follow Chapter 475, Part I, F.S. on licensee appraisals outside federally related transactions. CMA items test the three comparable categories (Unit 16: Real Estate Appraisal, Comparative Market Analysis (CMA) - Categories of Comparables) and asking prices of competing inventory (Unit 16 — Currently on the Market).
Real Estate Investments and Business Opportunity Brokerage 2 items
A profit percentage means dividing the sale price by 1 plus the rate to recover the original cost; a loss percentage means multiplying the cost by 1 minus the rate. Capitalization rate items divide net operating income by price or value. Concept items identify leverage — controlling a large asset with a relatively small investment — as a primary advantage, against illiquidity, management demands and the absence of guaranteed appreciation.
Taxes Affecting Real Estate 3 items
Items test that property taxes become a lien on January 1 and that the county property appraiser determines assessed value. Homestead questions cover the $50,000 exemption, with the first $25,000 applying to all property taxes and the second $25,000 applying to assessed value between $50,000 and $75,000 and exempt from all levies except school district taxes. Millage calculations subtract the exemption from assessed value, then multiply by the millage expressed as a decimal.
Planning and Zoning 1 item
The local planning agency prepares the comprehensive plan and recommends it to the governing body. The plan is a long-term strategic guide anticipating future growth and services, not a regulatory ordinance, zoning map or building code (Unit 19: Planning, Zoning, and Environmental Hazards — Local governments / Comprehensive Plan). Items also test the future land use element as a required element and the planning sequence: data collection and analysis, formulation of goals and objectives, plan adoption, then implementation and monitoring.
Sample 1 — Real Estate Brokerage Activities and Procedures
Question: A property sells for $289,000 with a 5% total commission. The listing brokerage and selling brokerage split the commission 50/50. The selling agent has a 70/30 split with her brokerage (agent receives 70%). How much does the selling agent earn?
- A. $5,057.50
- B. $7,225.00
- C. $10,115.00
- D. $14,450.00
Correct Answer: A
Work the splits in order. Total commission is $289,000 × 0.05 = $14,450. The selling brokerage share is $14,450 × 0.50 = $7,225. The selling agent's share is $7,225 × 0.70 = $5,057.50. Each distractor is a stopping point along the way or a shortcut: $7,225 is the full brokerage share before the agent split, $10,115 applies 70% to the entire commission rather than the brokerage's half, and $14,450 is the total commission. Write each step down rather than chaining percentages mentally.
Sample 2 — Real Estate Contracts
Question: A seller has been cited for a building code violation and has a pending enforcement proceeding. Under Florida law, the seller must forward the new owner's name and address to the code enforcement agency within what period after title transfer?
- A. Ten days
- B. Three days
- C. Seven days
- D. Five days
Correct Answer: D
After title transfer, the seller must forward to the code enforcement agency the name and address of the new owner and a copy of the disclosures given to the buyer within five days. A seller who violates this provision creates a rebuttable presumption of fraud. The citation is Unit 11: Real Estate Contracts — Building Code Violation Disclosure, F.S. 125.69(4)(d). Deadline items in the contracts topic reward exact memorization; three, seven and ten days are all plausible-sounding intervals.
Sample 3 — Residential Mortgages
Question: Angela is purchasing a home that has an existing assumable mortgage. She takes over the seller's mortgage payments but does NOT sign any agreement with the lender to become personally liable for the debt. If Angela later defaults, who remains personally liable for the mortgage debt?
- A. Only Angela, because she took possession of the property
- B. Both Angela and the original seller share liability equally
- C. The original seller, because Angela never assumed personal liability
- D. Neither party, because the mortgage was transferred with the property
Correct Answer: C
When a buyer purchases property subject to an existing mortgage without formally assuming the loan, the buyer does not become personally liable for the debt. The original borrower remains personally liable on the note. If the buyer defaults, the lender can foreclose on the property, but the original seller still bears personal responsibility for any deficiency. This differs from a formal assumption, in which the buyer agrees with the lender to become personally liable. Read the fact pattern for whether a lender agreement was signed.
Treat your first full attempt as a diagnostic, not a prediction. The real examination requires 75 correct answers out of 100 scored questions, so compare your percentage correct against that standard directly rather than against your own previous attempts alone. A first sitting taken cold measures what you retained from prelicense coursework; what matters is the topic breakdown underneath the total.
Read the breakdown against the outline item counts. Real Estate Brokerage Activities and Procedures and Real Estate Contracts carry 12 items each, Residential Mortgages 9, and Property Rights and Real Estate Appraisal 8 each. Those five topics account for nearly half the scored items. A five-point gain in one of them outweighs perfect accuracy in Planning and Zoning, Real Estate Markets and Analysis, or The Real Estate Business, which carry 1 item apiece. Rank your weak topics by item count, not by how uncomfortable they feel.
Separate two failure types when reviewing. Items missed because you did not know a number — the $1,000 escrow limit, the 14 classroom hours, the 5-year complaint window — are fixed by drilling. Items missed because you misread a stem or skipped a calculation step need procedural correction, not more reading. Retake the full practice exam after each study block and watch whether the heavy topics move.
Stopping a commission calculation one step early. In Real Estate Brokerage Activities and Procedures, the distractors are the intermediate values. Practice items offer the full brokerage share and the total commission as options, and both look like defensible answers to a candidate working quickly. Compute total commission, then the brokerage's share of it, then the individual's share of that. Applying the agent's percentage to the total commission is a common error path.
Using the wrong base in loan-to-value problems. Residential Mortgages practice questions give a sale price and a separate appraised value, and you must decide which one governs. The ratio applies to the lower of the two, but the down payment is the sale price minus the maximum loan. Mixing those two figures produces answers that appear in the option list. The same discipline applies to interest items: confirm whether the problem specifies a 360-day year before dividing.
Answering escrow questions from the associate's perspective. A sales associate must immediately place entrusted funds with the registered employer (Florida Real Estate Law Book, Page 21-22 (Section 475.25(1)(k))). Options offering a title company account, a personal account, or holding the check until closing all describe conduct that sounds administratively reasonable and is not permitted. The broker, not the associate, places funds in escrow, and the broker's own funds are capped at $1,000 in a sales escrow account (Florida Statutes 475.25(1)(k) and Rule 61J2-14.010(2)).
Confusing single agent duties with transaction broker duties. Accounting for funds, dealing honestly and fairly, and timely presentation of offers appear on both lists; loyalty does not (Florida Statutes §475.278(2) and §475.278(3)(a)). Questions in Authorized Relationships, Duties and Disclosures present shared duties as distractors. Memorize the single agent additions — loyalty, obedience, confidentiality, full disclosure — and remember the statutory presumption of transaction brokerage absent a written agreement (Florida Statutes §475.278(1)(b)).
Guessing at deadlines and dollar thresholds. Violations items turn on exact figures: $5,000 per count (Florida Statutes Section 475.25(1)), $50,000 aggregate per transaction from the Recovery Fund (Florida Statutes Section 475.484(3)), and a 5-year filing window (Florida Statutes Section 475.25(5)). Build a single sheet of numbers by topic and review it immediately before each practice attempt.
Losing time on arithmetic. 100 questions in 210 minutes allows about 2 minutes 6 seconds per question. Calculation items in Legal Descriptions, Real Estate Computations and Closing of Transactions, and Real Estate Appraisal take longer than definitional items, so bank time on the recall questions. Mark and return rather than reworking a proration three times.
| Questions | 100 questions |
| Time limit | 210 minutes |
| Passing score | 75 correct answers out of 100 scored questions |
| Books in the exam room | Closed book (no books in the room) |
- Candidates receive an official photo-bearing exam result report immediately after finishing the examination.
Source: Candidate Information Booklet — Real Estate Sales Associate Examination, Effective January 2025. Check the bulletin before test day: fees and rules can change.